Google, yet again, is trying to change our lives.

While not every product that Google has released is a slam-dunk (here's looking at you, Google Wave), the company has had many more hits than misses.  Their line of Android products is simply oustanding, and to date has been the only product that has given the iPhone a run for its money.  We won't bore you by listing all their other successes.

And now we have Google Wallet.

So, what is Google Wallet, you might ask?

It's Google's newest payment service for merchants, which has the huge ambition of taking over merchant payments at a wide range of locaions.  So far, the list of available merchants includes American Eagle, Bloomingdales, Foot Locker, Guess, Macy's, Radioshack, Subway, Toys R Us, Walgreens, CVS, Jack in the Box, and others.

The idea is pretty simple.

You'll be able to enter your credit card information into your Google Wallet account, where the application will store your information.  Using an Android powered phone (right now, the only phone capable of using the service is Google's own Nexus S 4G), you'll simply tap your phone (slightly) against the reader device at the register.  The device will recognize the application and charge your credit card information for the purchase.  

For those worried about your credit card information being stolen, Google is selling Wallet gift cards.  Purchasing these for your Google Wallet account will mean that your payments will come out of the stored created on your account, rather than out of your credit card information.

For now, Google Wallet is in its very early stages.  We'll update you more on the service as it becomes more wide-spread.  
 

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